This calculator helps you estimate your AFORE pension based on your current situation and contribution patterns. See how different choices affect your retirement income.
This calculator provides educational estimates to help you understand how AFORE contributions grow over time. Results are based on simplified assumptions and should not be considered financial advice or guaranteed outcomes.
Actual pension amounts depend on many factors including AFORE fund performance, economic conditions, regulatory changes, and your specific employment history. For personalized retirement planning, we recommend scheduling a consultation where we can analyze your complete situation.
The projections assume consistent contribution patterns and average market returns. Your actual results may vary significantly based on market performance, contribution consistency, and changes in Mexican pension regulations.
Enter your current age, monthly salary, and planned retirement age. The calculator estimates your mandatory AFORE contributions based on Mexican labor law requirements.
Then experiment with voluntary contribution amounts to see how additional savings can increase your retirement income. Even small regular contributions make significant differences over time thanks to compound growth.
The results show projected account balance at retirement and estimated monthly pension income. Remember these are educational estimates—your actual pension will depend on your chosen AFORE fund's performance and other factors.
Schedule Detailed AnalysisYour projected account balance represents the total accumulated in your AFORE by retirement age. This includes mandatory employer contributions, government contributions, voluntary deposits, and investment returns.
The estimated monthly pension shows what you might receive each month during retirement. This calculation assumes you choose a lifetime pension rather than lump sum withdrawal and uses standard life expectancy tables.
The comparison between scenarios with and without voluntary contributions demonstrates the power of consistent additional savings. Small monthly deposits compound into substantial increases in retirement income.
Learn About Our ServicesThis calculator uses average assumptions, but your actual pension will be influenced by several variable factors:
Professional consultation helps you understand how these factors apply to your specific situation and develop strategies to optimize your retirement outcome.
This calculator provides helpful estimates, but your retirement deserves more than generic projections. In a consultation, we analyze your complete situation including employment history, current AFORE fund performance, and family circumstances to develop a customized retirement strategy. Let's discuss your specific goals and create a plan to achieve them.
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