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Services That Transform Your Retirement Planning

From understanding basic AFORE mechanics to developing comprehensive strategies, we provide education and tools at every stage of your pension journey.

Comprehensive pension services
Professional consultation session

How We Support Your Financial Future

Each service addresses specific challenges workers face in navigating Mexico's pension system.

AFORE Fund Analysis

Choosing an AFORE fund affects your retirement for decades. We help you understand performance metrics, fee structures, and investment strategies so you can select a fund aligned with your goals.

  • Historical performance comparison across funds
  • Fee impact analysis on long-term growth
  • Investment strategy evaluation by age group
  • Customer service quality assessment
  • Transfer process guidance if changing funds

Contribution Monitoring

Your employer should deposit AFORE contributions every pay period. Missing deposits cost you growth. We show you how to verify contributions and what to do if there are problems.

  • How to access your AFORE account online
  • Reading and understanding balance statements
  • Identifying missing or delayed contributions
  • Reporting issues to CONSAR effectively
  • Setting up alerts for new deposits

Voluntary Contribution Planning

Mandatory contributions alone may not provide the retirement you want. We calculate how voluntary deposits can increase your pension and reduce your taxes today.

  • Calculating optimal contribution amounts
  • Understanding tax deduction limits and benefits
  • Setting up automatic monthly deposits
  • Balancing retirement savings with current needs
  • Tracking voluntary contribution growth
Retirement projection analysis

Retirement Projection Services

What will your pension actually be when you retire? Generic calculators give rough estimates. We help you develop realistic projections based on your specific situation.

We consider your current age, salary history, contribution patterns, chosen AFORE fund performance, and planned retirement age. Then we show you how different scenarios affect your final pension amount.

  • Personalized retirement income projections
  • Impact analysis of voluntary contributions
  • Comparison of different retirement age scenarios
  • Understanding pension vs. lump sum options
  • Planning for potential gaps in coverage
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AFORE Education Workshops

Understanding how your pension system works shouldn't require a finance degree. Our workshops break down complex topics into clear, actionable information.

We cover everything from basic AFORE mechanics to advanced optimization strategies. Each session includes time for questions specific to your situation.

  • How AFORE contributions are calculated
  • Understanding SIEFORE investment options
  • Reading performance indicators from CONSAR
  • Your rights as an AFORE account holder
  • Common mistakes workers make and how to avoid them
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Educational workshop session

Specialized Support Services

Additional resources for specific pension planning situations.

Career Transition Planning

Changing jobs affects your AFORE. We help you verify your account follows you, ensure no contribution gaps occur, and understand how employment changes impact your retirement timeline.

Self-Employment AFORE Strategy

Independent workers can still build pension savings through AFORE. We explain your options for voluntary contributions and how to maintain consistent retirement planning without an employer.

Pre-Retirement Consultation

As retirement approaches, your strategy shifts. We help you understand withdrawal options, pension vs. lump sum decisions, and how to maximize your accumulated savings.

Family Pension Planning

Retirement planning affects your entire family. We discuss beneficiary designations, survivor benefits, and how to coordinate AFORE strategies with overall family financial goals.

Ongoing consultation support

Ongoing Consultation Access

Pension planning isn't a one-time event. Regulations change. Your life circumstances evolve. AFORE funds adjust their strategies. Staying informed requires ongoing attention.

Our consultation access provides you with resources and support throughout your career. Get answers when you need them, not just during scheduled appointments.

  • Annual AFORE performance review sessions
  • Updates on regulatory changes affecting your pension
  • Strategy adjustments as your career progresses
  • Access to updated calculators and planning tools
  • Priority scheduling for time-sensitive questions
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